Yes, I read that article. Also read the below:

https://shuffieldlowman.com/blog/the-disregarded-multi-member-limited-liability-company-as-a-gifting...

Like I said in an earlier post, I have tens of tabs open and feel like I can make the argument for either position. But my client (he's actually a personal friend) is in NY; NY recognizes tenancy by the entirety for real property, but I'm unsure if it's recognized for the question at hand.

Apologies for the delay in responding.