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@IRonMaN wrote:

The only thing is, you can always find the bank

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I'm not sure that's true any more.  A lot of the brick-and-mortar banks are closing around here (many due to mergers).  At least three Capital One branches have closed that I've previously used.  I tried to go to one last month and it wasn't there any more.  So I pulled up Waze to find the nearest one.  It routed me to a dumpster in the back parking lot of a hotel.  Fortunately there was a bank next door, but that may have been purely coincidental.

I may be moving to a coffee can system in the future. 🙂  I'm liking the "No penalty CD" from Ally Bank (I've rebooted twice now to get a better interest rate) but I'm pretty sure I would never be able to find the bank if I needed to.