Yes, I did.  I just figured it both ways.  Joint is better because separate won't give the $12,000 senior deduction for both of them (over 65).  Their total income is $123, 460 with social security totaling $70,800.

IRA's and pensions total $67,443.  85% of the social security equals $60,180 but their taxable social security is $56,017.  I looked at the social security worksheet and it has the correct figures, but usually with income that high, it figures 85%.  That is what I am concerned about.

Thank you for your time.