Have a couple she is retired he will be retiring within 5 years.  He is paid a very high salary as well as bonuses.  We've been deferring, investing, and saving using all avenues.  Now he wants to modify all four bathrooms in his home.  He feels $100,000 is what he needs.  Trying to figure out a way to be able to use $100,000 and due to home modifications. They are seniors and this is their forever home.  I am sure I am missing something because this seems fair and doable.  Can someone advise on if this is possible?