Can I open a traditional IRA on July12, 2020 for the 2020 tax return
Yes
If you really meant can I open one for 2019, the answer is also yes.
https://www.irs.gov/newsroom/filing-and-payment-deadlines-questions-and-answers#iras
Probably not because it is a Sunday.
I didn't realize it was a trick question.
Maybe online?
