tccpg289
Level 4
04-04-2026
08:50 AM
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Spouse in MFJ contributed $7,000 to a traditional IRA (non-deductible), and received a 1099-R for that amount, essentially a backdoor roth.
All items are entered on each screen.
However, the 8606 is not populating an amount on Line 8 of Part 1.
However, on p. 2 of the 8606, part II, the distrbution is being marked as a conversion, and it is NOT coming through as taxable on the 1040.
So ultimately it is correct from a taxable standpoint, but the 8606 is wrong.
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qbteachmt
Level 15
04-04-2026
12:41 PM
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"Essentially" a backdoor, or they also made the conversion in 2025 and this is factually a backdoor? It requires this person had $0 in any Trad IRA, SIMPLE IRA, SEP IRA and rollover trad IRA. Did you enter the 1099-R with the applicable info or the info provided from the issuer?
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