i have a customer who had a short sale on her main home. She received two 1099c( one for the main mortgage and the other for the home equity loan). when i input both 1099c given the system gives me inaccurate numbers as to the fmv of the property and the amount of the debt. Do i merge both 1099 c and just both 1 1099 c in the system since both 1099 c given pertain to the same property and transaction of the short sale?