Thanks Lisa.  That is what I was afraid of, but I hope the link will help.  I have asked clients in the past, and they were clueless has were the people with Healthcare.gov.  So we get to do the government's work.  Do we get to bill them for our time.  🙂

"If the feds issue a 1095A showing zeroes it must be ok."

That's not the case for Col B. It means you have to look it up for yourself. Col C is an Actuals, though.

A client made about 62000, her 1095A, COL A  is 475/month, col B & C are all 0.

I checked online, her co B shuld be392/month. I left COL C 0, then no additional tax or credit on her tax return. 

Is that a correct way to file her tax return?

"her co B shuld be392/month"

That's used for the "affordability" test. You research for this, if it is not provided.

"I left COL C 0"

That's the subsidy received. Well, paid to the coverage provider. You don't change this.

All of this matters.

I used that link, but since I live in NY, as do clients, it sent me to the NY State of Health.  I don't see such a tool there.  I guess I have to call.  Anyone else able to find the Silver Plan in NY?

I just had to look up myself in NY Dept of Health.  I found second lowest Silver plan.  All set.  

0 is preferred outcome on a 8962