You’ve come to a Peer User community for Intuit Income Tax Preparation products supporting tax preparation professionals using ProSeries, Proconnect and Lacerte Tax Preparation programs. You don't seem to have a software question.

You seem to be lost on the internet.

Your sign in user info here is the same one you can use over at the TurboTax forum, where Intuit maintains a forum for community issues (people as opposed to programs). But be careful, because just like your confusion, you are going to find many people have their management concepts wrong for what they want to do vs what is allowed.

Which is why you hire a professional for, at the least, one overview session for learning how to Be The Boss of your own business. Because you are never working at your 1099 job. You are running your business. It doesn't matter if you leave that money there or take it; that's why it's called a Pass Through Entity. You are always paying taxes on the taxable income, if you are doing that right. So, use the business profit to pay down your debt. You signed up for it, you benefited from it, you owe it.