I respect your right of choice, but I don’t agree with your statements:

“If they don't charge at that point what would stop a user from using their product to calculate and then use a cheaper and inferior product to actually file my clients' returns?

“They're abiding by the terms I agreed to when I signed on with them and I'm okay with that.”

 My reply to your first statement is this is a very poor example, because realistically, what would stop the user is that few users would ever choose to use such a moronic solution.

My reply to your second statement is I seriously doubt that this subject appears in Lacerte’s terms and conditions, which are broadly written, nor do I believe they are published anywhere else. What I do believe is that Lacerte is either still searching for an answer to this rather awkward REP Access billing issue, or my choice they simply do not care.