I have used Lacerte for over 20 years and have always had access to forms enough to prepare estimates with the current year numbers starting middle of November or earlier. So what if they are watermarked? I don't need them to efile, I just need them to help with my farmers and businesses end-of-year. This year for the first time they are not available at all, and I feel like Lacerte has my $9000 fee and I have nothing.