A client contributed to a traditional IRA in 2021 and recharacterized to a Roth, also in 2021.  However, in Lacerte Diagnostics, it says the taxpayer's Roth IRA contribution is disallowed due to modified AGI in excess of the threshold amount.  My question is, is the recharacterization treated the same as a Roth contribution as far as the limitations?  If he converts or recharacterizes it back to a traditional IRA, the contribution to the traditional IRA will also be disallowed due to modified AGI.  Is the diagnostic correct that the Roth contribution is disallowed?  If it is, I assume he will need to withdraw the contribution plus earnings.