Hi,

I have a client who worked in the US and decided to move back to her home country Germany in July 2020. She cashed out her retirement early but they gave her 1042-S instead of 1099-R. There is Fed W/H on box 7a and box 10. 

I went to 58.2 Foreign withholding and inputed all the information from the Form 1042-S my client received. 

But when I looked at the Tax Summary there is nothing being reported on the early draw or withholding.  I've read that I should do a Substitute 1099-R.

However Charles Schwab informed my client they have to issue her 1042-S since she lives overseas even though the retirement is from her US souce job.

Please advise on how I should report the early retirement draw and the Fed W/H from a Form 1042-S. 

Thank you

Len