qbteachmt
Level 15

You really need to read the regulations.

"2 IRA amounts and 4 ROTH were rolled over.. However, client took money"

Well, then; that violates the provisions.

https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-...

https://www.irs.gov/retirement-plans/ira-one-rollover-per-year-rule

Now, you should also read the CARES provisions:

https://www.irs.gov/newsroom/coronavirus-related-relief-for-retirement-plans-and-iras-questions-and-...

Because that might be helpful.

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