Client's 2019 1040 efiled February 12, 2021.

Refund due, but since the return is late IRS won't direct deposit.

(Return was late because client was tending to her dying husband.)

Spouse died March 1, 2021.

$6K refund check payable to taxpayer and spouse arrives yesterday March 8, 2021. 

Can she cash it? Is it a bank specific thing?