Do Roth income limits apply doing a backdoor conversion from a traditional IRA?

dianejhart

Client did a $6,500 in 2023 and $7,000 in 2024 traditional IRA contribution (8606 was done in 2023 and 2024). Did the conversion of $13,535 ($35 in interest) in 2024. He is single and income is $207k. Program is not allowing the backdoor Roth conversion. I read different answers on if income limits apply to this. Please advise.

sjrcpa

Income limits do not apply here, that's why people do it.

It's not the software, it's your input. Look at the 8606 and see if you can back in to what you need to input and where.

The more I know the more I don’t know.

dianejhart

Figured it out thank you!!