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Ephesians3-14
Level 7
December 3, 2021
Solved

Can my client contribute to his Roth 401k at work if he is taking an RMD?

  • December 3, 2021
  • 1 reply
  • 6 views

My client is 73 yrs old and has a consulting business (S Corp). Since he is required to take an RMD from his IRA, can he also contribute to his Roth 401k which was set up under his S Corp?

I wasn't sure if he could contribute to his 401k if he was taking an RMD.

Thanks for any feedback.

This topic has been closed for replies.
Best answer by Terry53029

Yes, regardless of age, if you are still working you can continue to contribute to a 401k. What's more, as long as you own less than 5% of the business you are working for, you are not required to take RMDs from a 401(k) at that employer.

1 reply

T
Terry53029Intuit Community ChampionAnswer
Intuit Community Champion
December 3, 2021

Yes, regardless of age, if you are still working you can continue to contribute to a 401k. What's more, as long as you own less than 5% of the business you are working for, you are not required to take RMDs from a 401(k) at that employer.

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